Tokenising
Real World Assets (RWAs)

Investors begin by completing our onboarding process, including AML/CFT and KYC checks. Once approved, they can purchase tokens through the platform, Propto.

DSIP’s smart contracts automate the distribution of rental income directly to token holders based on their ownership stakes.

Yes, Propto facilitates access to secondary markets for token trading, ensuring compliance with KYC and AML regulations. We provide the necessary infrastructure, support, and guidance for a seamless trading experience.

This can be peer-to-peer trading or via secondary exchanges that meet relevant licensing/all laws.

Investors are required to:

  – Complete AML/CFT and KYC onboarding

  – Purchase tokens through the platform

  – Receive dividends based on their ownership stake

  – Have the option to engage in secondary market trading (subject to compliance)

We offer two primary onboarding methods:

  – Tokenisation of Shares: Property held in an SPV, shares are tokenised

  – Emission of a Bond: SPV issues a bond, which is then tokenised

PROPTO offers multiple benefits:

  – Dividend & Fee payments:

  – Transaction Facilitation: Versatile medium of exchange within the platform

  – Discounts and Incentives: Enhances value for token holders

  – Governance and Community: Participation in decision-making

  – Staking and Liquidity: Potential for rewards

DSIP, the Digital Security Income Protocol is the Smart Contract that powers our Platform, Propto, it revolutionises real estate investment with:

  – Limited Token Supply:

  – Whitelisting and Clawback:

  – Fee Structure: Predictable transaction costs

  – Rent Payment Functionality: Automated income distribution

  – Automated Fee apportionment

Assets are managed through the SPV. Propto has created a Governance suite that allows the vendor, Asset Manager, or Facilities manager to communicate with shareholders through the Propto Platform to provide oversight of regular maintenance and operational activities.

We offer two primary onboarding methods:

  – Tokenisation of Shares: Property held in an SPV, shares are tokenised

  – Emission of a Bond: SPV issues a bond, which is then tokenised

Propto is strongly committed to upholding Anti-Money Laundering (AML) regulations. We implement strict compliance measures during both user and property onboarding, including KYC verification, risk assessment, continuous monitoring, documentation checks, legal due diligence, and source-of-funds verification.

An SPV is essential for:

  – Risk Management: Isolates the asset from the parent company’s liabilities

  – Regulatory Compliance: Meets specific investment and securities regulations

  – Clear Ownership: Simplifies the investment structure and distribution of income

  – Investor Protection: Limits investor risks to the specific property within the SPV

  – Flexibility: Offers flexibility for financing and potential sale of the property.

MiCA aligns with our commitment to transparency and compliance. We will ensure that any entities that we partner with adapt to meet MiCA standards, prioritise investor protection, obtain necessary licenses, and reinforce our security measures and have appropriate trasnsition plans in place.

Security tokens offer stronger investor protections:

  – Regulation: Oversight by EU regulators

  – Legal Rights: Clear ownership rights and claims to assets

  – Transparency: Detailed disclosures about the investment and its risks

  – Potential Liquidity: May be traded on regulated exchanges (subject to compliance).

A token represents a fractional ownership interest in a RWA, for example a real estate asset or a share held within a Special Purpose Vehicle (SPV). This gives you a proportionate share of rental income and potential sale proceeds. Under Irish law, tokens representing real estate ownership are likely considered security tokens.

REClosure ensures that its platform Propto prioritises compliance with laws, regulations and best practices.

INTERNAL – We prioritise our compliance by working closely with internal and external legal and regulatory and compliance advisors, together with regulatory groups and bodies to ensure that we aim to adhere to best practices.

EXTERNAL CLIENTS– In addition, we work closely with our clients and seek confirmations that their investment prospectuses adhere to relevant laws.

CUSTODY – Custody of assets is provided by regulated entities safeguarding users Assets.

A predefined process involving token holder notification and voting ensures transparent decision-making and fair distribution of sale proceeds.

Property owners partner with Propto by:

  – Providing necessary documentation

  – Participating in SPV formation

  – Agreeing to the terms of token creation and issuance

  – Actively engaging in the onboarding process

  – Collaborating on marketing and sales strategies

  – Onboarding service users, Estate Agents, Asset Managers & Facility Managers for Governance

We offer two primary onboarding methods:

  – Tokenisation of Shares: Property held in an SPV, shares are tokenised

  – Emission of a Bond: SPV issues a bond, which is then tokenised

PROPTO offers multiple benefits:

  – Dividend & Fee payments:

  – Transaction Facilitation: Versatile medium of exchange within the platform

  – Discounts and Incentives: Enhances value for token holders

  – Governance and Community: Participation in decision-making

  – Staking and Liquidity: Potential for rewards

DSIP, the Digital Security Income Protocol is the Smart Contract that powers our Platform, Propto, it revolutionises real estate investment with:

  – Limited Token Supply:

  – Whitelisting and Clawback:

  – Fee Structure: Predictable transaction costs

  – Rent Payment Functionality: Automated income distribution

  – Automated Fee apportionment

The Propto Decentralised Exchange (DEX) is a key part of our ecosystem, enabling secure and transparent trading of DSIP tokens. It uses smart contracts on the blockchain to automate trades without the need for traditional intermediaries. Here’s how it works and the benefits it offers:

  – Order Book Market: Propto’s DEX uses an order-book model, where buyers and sellers list their desired prices and quantities. This provides full market transparency, allowing traders to see all available orders and choose their counterparties.

  – Self-Custody and Custodial Wallets: Users have the flexibility to choose between self-custody wallets (where they retain full control of their funds) and custodial wallets (where assets are held by a trusted third party for simplified management). This balance of control and convenience caters to different investor preferences.

  – 24/7 Trading: The DEX operates around the clock, giving investors global access and the ability to trade anytime.

  – Reduced Fees: The blockchain-based model eliminates many overhead costs associated with traditional exchanges, potentially lowering users’ trading fees.

  – Transparency and Security: All transactions on the DEX are recorded on the blockchain, ensuring an immutable record that promotes trust and accountability.